I’ve been involved in a car accident, now what?
Find out how much your claim may be worth
Car accidents can be particularly serious as they can lead to painful and life-changing injuries. If you have suffered an injury in a car accident as a result of someone else’s negligence and have been left thinking ‘I’ve been involved in a car accident, now what?’, you could be entitled to make a claim for compensation.
What should I do after being involved in the accident?
After being involved in a car accident, it can be easy for drivers and passengers to forget what to do in the immediate moment of shock following a car accident. After being involved in an accident, it is important to stay calm and take the following steps.
First, if it is possible to do so, pull over safely and turn on your hazard lights to warn other road users. It is a legal requirement to stop at the scene of the accident. Next, it is important to check for any injuries that you or the other driver may have sustained as a result of being involved in the accident. If anyone has been injured, it is essential that you seek medical attention immediately. If someone has been injured, call an ambulance and begin by reporting the incident to them. They will then dispatch the appropriate services to the scene of the accident to assist you.
After any road traffic accident, it is important to exchange insurance details with anyone else that was involved in the accident. You must also exchange your name, address, phone number, contact details, registration number, and the time and date with anyone else involved. If you are having difficulty getting someone to provide these details, or if the other person involved has left the scene of the accident without providing their details, call the police and they will be able to assist you.
Although it can be easy to apologise or admit fault immediately after a crash, it is important to remember not to do so; it is the role of the insurance company to determine who is at fault. It is important to let your insurance company determine who is at fault to minimise the risk of you being liable in a ‘crash for cash’ incident. ‘Crash for cash’ scams are run by fraudsters who stage accidents to profit from fraudulent insurance claims. Your insurance company will be experienced in dealing with these types of claims, so it is important to let them determine who was truly at fault.
Should I call the police after a car accident?
It is important that you call the police if someone is in immediate danger following the accident. You should also contact the police if someone is seriously injured or if you believe that a serious offence has been committed. If the collision has caused a dangerous obstruction of the road, it is also important to call the police, as they will be able to come to the scene of the accident to assist.
The police do not need to be informed about the accident if you have already exchanged contact details and insurance details with other drivers and passengers involved in the accident. There is also no obligation to contact the police if nobody was injured, and if there were no allegations of driving offences.
You must, however, report the accident to the police if you were unable to exchange details at the scene. A report of the incident can be made online or at a local police station. You must report the incident to the police within 24 hours of the accident.
Regardless of whether you are required to report the incident the police, it is imperative in the case of all collisions that you contact your insurer and report the incident to your insurance company as soon after the incident as possible.
What should I do if I have been involved in an accident that was not my fault?
The other driver’s car insurance company will cover the cost of any vehicle repairs that are required. If you’ve suffered an injury, you also may be eligible to make a no win no fee compensation claim with us at Beacon Law. This is applicable to both drivers and passengers. If you are planning to make a personal injury claim, get in touch with us today, where one of our experienced personal injury solicitors can guide you through the claims process.
What if I was at fault?
If you were at fault in the accident, your insurance company may cover the cost of the vehicle repairs for the other parties involved. If the other drivers or passengers suffered an injury, your insurance company may pay the damages of their personal injury compensation claim if this is successful. As a result of being at fault, you could lose your no claims discount, and may have to pay the excess on your policy. This will depend on your insurance policy.
How Beacon Law can assist you
At Beacon Law, we have a team of personal injury claims solicitors who have years of experience dealing with road traffic accident claims. Whilst pursuing a personal injury road traffic accident claim, Beacon Law can be your source of support and will endeavour to recover the amount of compensation that you deserve. After being unfortunate enough to have suffered an injury, we believe that you should have access to the best medical care and support. If you have been left thinking ‘I’ve been involved in a car accident now what?’ contact us today.
Due to our association with medical professionals, we are able to provide you with private physiotherapy and rehabilitative treatment to assist you in your recovery. Our law firm values each client that we work with; we listen carefully to our client’s wishes and will work to support you through this difficult time. If you are planning to make a claim, contact our office today to begin the claims process. You can use our contact form or call 0330 1332 857 today.