Car Accident Claim Payouts 

Car accidents occur every day, as 75% of adults aged 17 and over drive in the UK. The vast amount of cars on the road increases the chances of accidents happening.

Being involved in a car accident can affect both your health and financial status. Car crashes can cause injuries that can affect your day to day activities, and they can also be very costly.

If you have been injured due to a car accident that was not your fault, you may be able to make a car accident claim for compensation. You can make a personal injury claim following a car crash, regardless of whether you were driving, a passenger in the vehicle who suffered an injury, or a pedestrian who was injured from the car collision.

The compensation payout from a car crash considers many factors, such as compensation for your physical injuries, psychological injuries, loss of income, loss of any future incomes, treatment, and medical expenses etc.

Beacon Law are here to help you every step of the way throughout the claims process and help you obtain the compensation you deserve. Get in touch with our team today to find out if we can assist you through your personal injury case.

Car Accident Claim Payouts: Main Causes Of Car Accidents

There are many different causes of car accidents. You can make a claim for a car accident as long as you were not to blame for the accident. The most common causes of car accidents include:

• Other vehicle drivers– Car accidents that were not your fault are often caused by other road users. Drivers of other vehicles, such as a car, motorcyclists, cyclists, buses, taxis, can all make mistakes whilst on the road and potentially cause a serious accident.
• Pedestrians– Pedestrians who are planning on crossing a road can sometimes not be seen. A pedestrian might step out onto the road and cause you to swerve to avoid hitting them. This quick movement can sometimes lead you to crash into another vehicle or cause an accident.
• Road Conditions– Overt time, roads conditions deteriorate, and they become damaged. It is the local authority’s job to get the damaged roads fixed. Damage on roads, such as potholes, can cause road traffic accidents and lead you to suffer an injury.
• Weather Conditions– Bad weather conditions, such as heavy rainfall, can affect a driver’s visibility, which will increase the chances of drivers getting into car accidents.
• Ill Health and Medication– Some health conditions and medications have been known to cause car accidents. Many types of medications can affect a driver’s concentration leading to poor decisions, and in some cases, fatal accidents. Most medicines will state on the bottle or packet that they can cause fatigue; however, if the symptoms are not displayed, you may be able to make a medical negligence claim.

Common Injuries That You Can Suffer From Car Accidents

Car accidents can cause very severe injuries that can sometimes be life-threatening. The severity of the damage will usually depend on the seriousness of the accident. The types of injuries you may suffer from a car accident may include the following:

• Whiplash
• Sprains and strains
• Head injuries 
• Shoulder Injury
• Neck injuries 
• Broken limbs 
• Facial injuries 
• Spinal injuries
• Burn injuries
• Severe lacerations
• Paralysis

No matter what type of injury you have sustained, whether minor or severe, it is important to seek medical attention and treatment for your injuries. Contact Beacon Law to find out more about obtaining compensation for your injury by making a car accident claim. 

Car Accident Claim Payouts: Making a Claim

Making a claim, in general, can be quite daunting. However, our team have significant experience in this area of law and can walk you through each stage. Beacon Law have dealt with many car accident cases over the years and can provide specialist advice and assistance. If you would like to discuss making a claim, contact us using the form at the top of the page, and we will get in touch.

We will examine the circumstances of your car accident and injury to determine whether there is a chance that the claim will succeed. If we think your case will win, we will take your claim on by way of a no win, no fee agreement. Once we agree to take on your case, several actions need to be taken to carry on:

As part of the claims process, you need to provide evidence to prove negligence of others, and that the car accident wasn’t your fault. Part of the evidence involves obtaining medical reports detailing a full account of your injuries. Other pieces of evidence such as photographs and witness statements will be used to justify your case.

The majority of car accident injury claim settlements will not require a Court to be involved if there is strong evidence proving negligence and liability. The Defendant to your case will also likely to want an out of court settlement. In this case, we will discuss with their representatives an appropriate compensation settlement.

Where negligence is shared with other parties, your case me be required to go through the Courts. There are some other instances where a Court attendance may be required, but we will be sure to provide appropriate advice and support every step of the way.

What Evidence Do I Need To Collect?

As soon as your injuries have been assessed following the accident, you should try and write down the details of the accident as you remember it. The best thing to do is note down as many details as you can, even if they seem insignificant at the time. You will need to keep all documentation and receipts that are linked to your case.

Evidence to support your claim can be in the form of:

• Photographs of the damages to the car and the accident scene.
• Photographs of the damage to you, of the injuries you have sustained due to the car crash. This should be done immediately after the car crash.
• Keep all receipts of all miscellaneous costs that you have had to pay because of the impacts of the accident.
• Letter from work verifying the number of lost hours you have had to take off and the amount of income lost.

All of this evidence will help strengthen your case to help you get the compensation award you deserve.

Car Accident Claim Payouts: How Much Is My Claim Worth?

If you are wondering about car accident claim payouts, the Judicial College Guidelines will give you an idea of how much you may be able to recover from your injuries. Most personal injury Solicitors will use these guidelines and recent case laws to base their accident claim compensation amounts.

Calculating a valuation for personal injuries can be complex, especially if there are multiple injuries involved due to the accident. 

The guidelines below should give you some ideas on how much you can receive for your injuries: 

Head, Brain, and Senses Injuries

• Brain Damage: £219,070 to £403,990
• Deafness or Tinnitus: Up to £36,310
• Epilepsy: £8,480 to £119,650
• Facial Injuries: £870 to £36,310, depending on the type of injury
• Changes to Taste and Smell: £15,300 to £31,220
• Eye and Sight Injuries: £1,760 to £322,060
• Post-Traumatic Stress Disorder (PTSD): £3,150 to £80,250
• Psychiatric Illnesses: £1,220 to £92,240

Neck and Back Injuries

• Back Injury: Up to £128,320
• Neck Injury: Up to £118,240
• Whiplash: £300 to £6,290

Shoulder Injuries

• Shoulder Injuries: Up to £38,280

Arm Injuries

• Arm Amputation: £76,650 to £239,140
• Hand Injury: Up to £160,600
• Elbow Injury: Up to £43,710
• Fractures and Nerve Damage to the Arms: £5,280 to £104,370
• Hand-Arm Vibration Syndrome and Vibration White Finger: £2,390 to £25,220
• Wrist Injuries: Up to £47,720

Pelvic and Hip Injuries

• Injuries to the Hips and Pelvis: Up to £104,370, depending on the seriousness of the injury

Leg and Feet Injuries

• Injuries to the Achilles Tendon: £5,800 to £30,630, depending on the severity of the injury
• Ankle Injuries: Up to £55,560
• Foot Injuries: Up to £160,600; more severe injuries, such as amputation of both feet, will be at the higher end of the spectrum
• Knee Injuries: Up to £76,690 for the most severe knee injuries; those which recover entirely or have minimal long-term symptoms will be worth up to £10,960
• Leg Injuries: Up to £224,800 for severe injuries, such as amputation of both legs; less severe injuries, such as fractures or soft tissue injuries leaving no permanent issues, will be worth up to £11,220
• Toe Injuries: Up to £7,650 for toe injuries leaving no long-term problems; severe injuries and loss of toes will be worth between £7,650 and £44,710

Minor Injuries

• Most Minor Injuries: Between £550 and £1,950; minor damage fully recovered within three months of the accident date

Chronic Pain

• Chronic Pain Disorders, such as Complex Regional Pain Syndrome: £16,800 to £66,970

Paralysis

• Injuries Involving Paralysis: £39,330 to £322,060

Internal Organ Injuries

• Digestive System Injuries: £730 for minor symptoms to £49,350 for severe damage to the digestive system and toxicosis
• Kidney Injuries: Up to £167,690; more severe damage or loss of both kidneys will be at the higher end of the spectrum
• Bladder Injuries: Up to £146,840
• Chest Injuries: Up to £119,650 for the most severe injuries to the chest, such as severe heart or lung damage; muscle injuries and fractured ribs will be worth up to £3,150; injuries from the inhalation of smoke or toxic fumes will be worth between £4,240 and £10,040
• Spleen Injuries: £3,470 to £20,950
• Lung Diseases: £1,760 to £108,370
• Hernia Injuries: £2,710 to £19,260
• Female Reproductive Organs: £2,700 to £135,030
• Male Reproductive Organs: £5,280 to £112,100
• Asthma: Up to £52,390

Other Injuries

• Scarring and Burns: £1,890 to £83,550

How is My Compensation Calculated?

Compensation for a car accident is calculated using two factors, ‘General Damages’ and ‘Special Damages.’ 

General Damages

General damages refer to the amount you will receive for your injury, i.e., your pain, suffering, and amenity loss. The figure is based on the type of injury sustained, the recovery time, the severity and the impact that the injury has had on your life or will continue to have on your future.   

Special Damages 

Special damages refer to any additional losses you sustained as a direct result of the accident. Your additional losses can include the following:

• Loss of earnings if you required time off due to the accident.
• Travel expenses – for travel to and from medical appointments
• Parking costs at medical appointments
• Costs of any care received
• Private medical treatment costs and the costs of any medical care required as the result of the accident

Why Choose Beacon Law?

Beacon Law are specialist personal injury Solicitors who are authorised and regulated by the Solicitors Regulation Authority. We are registered in England and Wales as a law firm and can assist you in your personal injury legal matters.

If you choose Beacon Law to be your representatives, we will offer a ‘No Win No Fee’ agreement. This means that you will not have to pay any legal fees for your case if you are unsuccessful. With no win, no fee claims, the only requirement is that you cooperate with our specialist solicitors throughout your claim, and of course, we ask that you are honest with us from the beginning. If your case is successful, we will deduct our fees from your compensation. To find out more about our funding agreement, you may visit our page here.

Start your car accident claim today and contact us on 0330 1332 857 or by using our website contact forms.