Loss of Earnings Claim: A Guide

Ready to speak to a solicitor?

Call today or request a callback.

Request callback

Loss of earnings claims play a crucial role in personal injury law, serving as a mechanism for individuals to seek compensation for income lost due to an injury or wrongful accident.

Whether resulting from a workplace accidentmedical negligence, or other forms of personal injury, loss of earnings claims are essential for ensuring that victims can maintain their standard of living and meet financial obligations during their recovery period.

If you have suffered an injury that wasn’t your fault, you may be eligible to claim compensation for loss of earnings. If you would like more information on the process of making a compensation claim with one of our expert personal injury lawyers, then please do not hesitate to get in touch with us today.

 

What is a loss of earnings claim?

 

In the UK, a loss of earnings claim is a legal process through which individuals seek compensation for lost earnings due to an injury or incident that has impacted their ability to work.

This type of claim is commonly associated with personal injury cases, where the claimant has suffered physical harm due to another party’s negligence or wrongful actions. The objective of a loss of earnings claim is to ensure that the injured party is financially compensated for the wages they would have earned pre accident.

If your injury is particularly severe and it affects your ability to work in the future, you could be eligible to claim the disadvantage you have when seeking employment in the future. Similarly, if your ability to return to work remains uncertain when your case comes to trial, then you could pursue a claim for future loss of earnings compensation.

 

Evidence and documentation

 

To support a loss of earnings claim, the claimant must provide substantial evidence, which can include:

 

  • Pay slips and employment contracts: Documentation showing regular earnings and employment terms.
  • Tax returns and bank statements: Financial records that establish income patterns and losses.
  • Medical reports: Detailed accounts of the injury and its impact on the claimant’s ability to work.
  • Expert testimony: In some cases, vocational experts may be called to provide an assessment of the claimant’s ability to work and potential future earnings.

 

What types of compensation can be recovered in a loss of earnings claim?

 

In the UK, when making a loss of earnings claim, there are several types of compensation that individuals can seek to ensure they are adequately compensated for the financial impact of their injury or incident. These types of compensation can be broadly categorised into past loss of earnings, future loss of earnings, and associated financial losses. Here are the key types of compensation that can be claimed:

 

  1. Past loss of earnings

Lost wages: Compensation for the actual income lost from the date of the injury to the date of the claim. This includes:

  • Basic salary or wages
  • Overtime payments
  • Bonuses
  • Commission

Sick pay: If the claimant received reduced sick pay instead of their full salary, they can claim the difference.

  1. Future loss of earnings

Projected lost income: Compensation for future income that the claimant will lose because of their inability to return to their previous employment or reduced earning capacity. This takes into account:

  • Potential career progression and salary increases
  • Expected working life remaining

Reduced employability: If the injury affects the claimant’s ability to secure future employment or restricts them to lower-paying jobs, they can claim for the difference in potential earnings.

  1. Associated financial losses

Loss of pension contributions: Compensation for lost contributions to pension schemes that would have been made by both the claimant and their employer during the period they are unable to work.

Loss of benefits: If the claimant has lost non-monetary benefits as a result of their inability to work, such as company car, health insurance, or other perks, they can claim for these losses.

  1. Additional costs and expenses

Medical expenses: Costs incurred for medical treatment, rehabilitation, and ongoing care related to the injury.

Travel expenses: Travel costs associated with medical appointments, rehabilitation sessions, or other necessary travel due to the injury.

Home adaptations: Costs for modifying the home to accommodate any disabilities or limitations caused by the injury.

Care costs: If the claimant requires assistance with daily activities, they can claim for the cost of care, whether provided by a professional caregiver or a family member.

 

Will I be entitled to sick pay?

 

If you need to take time off work due to an accident, you may have the right to Statutory Sick Pay (SSP). Your employer may also agree to pay you for your time off for a specific period of time, depending on the terms of your contract.

You should always check with your employer to clarify any details and they may require sick notes from your GP to support your time off work – this will be required in most circumstances.

By claiming SSP, you can ask to be paid by your employer in full for the duration of your time off work. To claim SSP, you have to:

  • Have carried out work for your employer
  • Taken sick leave for over four full days in a row
  • Earn on average £118 per week

 

You may be entitled to further benefits or other disability benefits if your injury is very severe. If you have been paid SSP, this will be taken into consideration when calculating your loss of earnings claim.

A loss of earnings claim can be included as part of a personal injury claim. You will need to provide copies of your wage slips for 3 months or 13 weeks prior to the accident in order to calculate the losses.

 

How are loss of earnings calculated?

 

After you have provided the evidence of the income you have lost as a result of an injury, the information will be used to calculate the amount you have missed out on.

Calculating your loss of earnings will be based on your monthly net earnings, net annual income, or net daily wages to calculate the total loss of income. It is also possible to recover any losses from any hours you regularly worked overtime. Any SSP or additional money paid (e.g. state benefits such as Universal Credit) to you will be deducted from your net earnings.

 

How can Beacon Law assist?

 

At Beacon Law, our team of personal injury solicitors are highly experienced and capable of assisting clients on loss of earnings claims. We work tirelessly to achieve the best outcome for our clients, continually providing a high standard of service.

To find out more about our no win, no fee claims funding and legal fees, please have a look at the funding section on our website.

If you have suffered an injury at the fault of someone else, then please call us today at 0330 1332 857 to start a no win, no fee basis claim or complete our contact form at the top of the page to request a call back from a member of our personal injury team.

Beacon Law are a Solicitors registered in England and Wales with our registered office based in Manchester. We are authorised and regulated by the Solicitors Regulation Authority.

Why choose us?

Average settlement value: £15,600+

On average, people receive over £15,000 when they use us for their personal injury compensation claim.

We take on and win cases other firms reject

If your claim was rejected by another law firm, call us to find out if we can take it on instead.

Over 200 years of combined legal experience

Our lawyers have extensive experience in personal injury and medical negligence claims

Family-run firm – real personal service

We're not a big claims factory, we give all our clients a friendly and professional service.

Contact us

Find out why Beacon Law is the right choice for you

At Beacon Law, we offer the personal service you expect from a family-run firm – combined with the expertise, systems, and determination you would expect from a much larger national practice.

We help injured people claim millions in compensation every year – making even the most complex claims as simple, stress-free, and successful as possible.

Start Your Claim

Ready to speak to a solicitor?

Call today or request a callback.

Proving an accident at work claim

In order to be successful in an accident at work claim, you will need to provide some evidence to prove that your accident happened as you have alleged, and that your accident resulted in the injuries you have suffered. The types of evidence that you may be required to provide can include:

  • Witness statements from other employees present at the time of the accident.
  • Photographs of the area of your accident or photos of the defective equipment that caused your accident.
  • Your copy of the accident report (if you were provided with this).
  • CCTV footage of your accident (we are likely to request this from your employer).
  • Photographs of your injuries.
  • Copies of any medical records or hospital letters.
  • Receipts showing any treatment/ medication costs or other expenses incurred.

How long will it take to settle my case?

It is very difficult to predict how long it will take to settle any case. If your case is straight-forward, your injuries are minor, and your employer admits liability within the required time frames, it should take around 6-9 months to settle your claim. The claims process is not always straight-forward and there are many factors which could cause a delay in settling you claim, such as an unresponsive defendant, difficulties in obtaining evidence, and serious, complicated injuries.

The timescales from the initiation of a claim to obtaining compensation will vary depending on whether your employer admits or denies liability for your accident. The seriousness of your injuries may also have an impact on the amount of time it will take for us to settle your claim.

No win, no fee accident at work claims

We offer all claims on a no win, no fee basis. These claims allow personal injury solicitors and their legal team to proceed with your claim with no up-front legal costs to be paid. Throughout the compensation claim process, there will be no hidden charges or payments required from the injured person.

This type of agreement helps the injured party focus on recovering from their injures without stressing about the financial risks.

If your claim is successful, you will only be required to pay a small amount from your final damages to your solicitor for their a success. These costs will be calculated as a percentage and will be discussed with you before legal proceedings start. This payment is to compensate your solicitor for their time and work put into assisting on your case.

You may also be required to pay a small fee for ATE insurance from your compensation award if your case is successful. This will all be explained to you by your solicitor before you agree to start your personal injury claim.

If your case is unsuccessful, unfortunately, you will not receive any compensation; however, you will not be required to pay us a penny.

 

What our clients say

Should I go back to work after an accident?

If you are well enough to go back to work, you should return to your workplace. If you are well enough to return to work, but decide not to, you will be unable to recover your loss of earnings for this time off when it comes to settling your claim.

If you are making a claim against your employer, you may feel awkward or uncomfortable when returning to work; but you shouldn’t feel this way. Your employer breached their duty of care towards you and caused you to sustain an injury, therefore, you are entitled to make a claim against them.

The law is on your side in this regard and your employer should not treat you negatively because you are making a claim against them.

Why Choose Beacon Law?

Beacon Law provides a team of highly experienced Solicitors and legal professionals. We provide a high level of service to all our clients and work hard to ensure you receive the highest level of accident at work compensation for your injuries. We are specialist Personal Injury solicitors with expertise in all types of claims, including, road traffic accidents, slips, trips, falls, and criminal injuries. Beacon Law is regulated by the Solicitors Regulation Authority. To find out about our no win, no fee funding, have a look at the funding section on our website.

If you have a query regarding making an accident at work claim, please do not hesitate to get in touch and we will be happy to discuss your claim with you, without any obligations.

We deal with all types of personal injury and workplace accident claims. The legal matters which we deal with on a no win, no fee basis, include, but are not limited to, the following:

  • Accidents at Work
  • Slips, Trips and Falls
  • Road Traffic Accidents
  • Animal Attacks
  • Medical Negligence
  • Professional Negligence
  • Criminal Injury Claims (CICA)
  • Catastrophic Injuries

For a free, no obligation initial discussion, contact us using the form at the top of the page or using our live chat facility. Alternatively, you can call us directly on 0330 1332 857.

Ready to speak to a solicitor?

Call today or request a callback.